Buying before completion can offer flexible payment plans, but it needs more homework than buying a ready home. Use this checklist on every site visit.
Location and connectivity
- How long is the real commute to your workplace at peak hours, not the map estimate?
- Which metro, suburban rail or road projects are actually under construction nearby?
- What are the schools, hospitals and daily-needs shops within a short drive?
The project
- Is the project RERA registered, and does the completion date match what you were told? See our guide to verifying RERA registration.
- Which phase and tower is on offer, and what is the construction status?
- What are the carpet area and super built-up area for your unit, and how is the difference explained?
Money
- Get a complete cost sheet: base price, floor rise, parking, club membership, maintenance deposit, GST and registration.
- Understand the payment schedule. Is it linked to construction milestones?
- If you plan to use a home loan, confirm the bank has approved the project.
Visit smartly
- Visit both the sales gallery and the actual site where possible.
- Ask to see the sample flat and compare it with the specification list.
- Go at a different time of day to judge noise, traffic and light.
Before you pay
Read the draft agreement carefully, ask about delay and possession terms, and keep copies of everything. If you’d like help shortlisting projects or understanding a price sheet, book a site visit and we’ll walk you through it.